Loan againest Securities (LAS)
Unlock liquidity without selling your investments. Get a Loan Against Securities with flexible terms and low interest rates.
Loan Againest Securities (LAS)
Loan Against Securities (LAS) is a type of loan where you pledge your financial securities, such as stocks, mutual funds, bonds, or insurance policies, as collateral to borrow money from a bank or financial institution. The loan amount depends on the value of the pledged securities.
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Benefits of LAS
Quick Access to Funds:
Get instant liquidity without selling your investments.
Lower Interest Rates:
Compared to personal loans or credit cards, LAS typically offers lower interest rates.
Retain Investment Ownership:
Continue to enjoy dividends, interest, and capital appreciation on your pledged securities.
Flexible Repayment Options:
Pay interest only on the utilized amount with flexible tenure options.
No Prepayment Charges:
Many lenders allow partial or full prepayment without penalties.
Higher Loan Amounts:
Depending on the securities pledged, you can avail of substantial loan amounts.
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